What is the Verbal, Lawsuit, or Tort Threshold?

The right of car accident victims in New Jersey to sue can be complicated by the type of coverage on the car they were in when hurt. When applying for auto insurance coverage, potential policyholders must choose one of two options that determine their ability to sue for pain and suffering following an accident injury:…

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When is an Injury Considered “Catastrophic”?

An injury that is considered catastrophic is typically more severe than other types of personal injuries. While many types of trauma will heal and allow for a complete recovery, when catastrophic, the result is often significant disfigurement, permanent disabilities, or death. Those who suffer such an injury, or the family of a deceased loved one,…

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What Is the Difference Between Medical Malpractice and Medical Negligence?

The line between medical malpractice and medical negligence can get tricky, as negligence is actually a sub-category of medical malpractice. However, there are some key differences that patients need to be aware of. Medical malpractice is a general term, referring to any injury or complication caused by a healthcare professional. It does, though, have an…

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What is the 90/180 Day Rule?

In order for New York car accident victims to file for damages beyond their no-fault benefits, they must prove they have met the serious injury threshold. One of the serious injury categories under the New York No-Fault law, is the catch-all 90/180 day rule. This rule allows victims to pursue a lawsuit when they have…

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What is New York’s Serious Injury Threshold?

Victims of motor vehicle accidents may be surprised to learn that not every resulting injury will warrant a personal injury lawsuit. This is due to New York’s “Serious Injury” threshold. Every individual involved in a car accident can obtain no-fault insurance benefits under the state’s No-Fault Law. However, to sue, the victim must prove their…

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